About Accurate Adjusting
A residential-only public adjusting firm serving Illinois homeowners. We work for you — not your insurance company.
Illinois' Residential Claims Advocate
Accurate Adjusting was founded with a single, non-negotiable principle: Illinois homeowners deserve the same depth of expertise at the negotiating table that their insurance company brings to every claim. We are a licensed Illinois Public Adjusting firm dedicated entirely to residential property insurance claims. We do not handle commercial accounts, and we do not represent insurance companies — ever.
Adam Joniak is a licensed Illinois Public Adjuster (License # 18600754) with 15+ years of residential claims experience. Every client receives direct, personal attention from a licensed adjuster — not a call center, not an intake coordinator.
We are based in Orland Park and serve homeowners throughout Chicagoland and all of Illinois.
- ✓ Illinois Department of Insurance Licensed Public Adjuster
- ✓ Member, National Association of Public Insurance Adjusters (NAPIA)
- ✓ Bonded & Fully Insured
- ✓ No Upfront Fees — Contingency Only
Why We Exist
When you file an insurance claim, your insurer sends an adjuster to evaluate the damage. That adjuster is a trained professional whose employer's profitability depends on settling claims for as little as possible. You, the homeowner, are expected to review a technical, jargon-filled scope-of-loss document — and decide on the spot whether to accept it.
The result is predictable. Industry data consistently shows that homeowners who hire a public adjuster recover significantly more than those who navigate the process alone. On residential storm claims, the difference is often 30–50% or more. Not because insurers are acting illegally, but because the documentation of damage is a technical process where precision and expertise determine the outcome.
Accurate Adjusting exists to close that gap. We provide the same level of professional representation your insurer brings — on your side, at no upfront cost to you.
Residential Claims Handled
Recovered for Illinois Homeowners
Residential Focus — No Commercial